Avoid unnecessary declines. Get your FREE anonymous Merchant Account score before applying.
When an application gets declined, everybody loses
Filing incomplete data or routing to the wrong payment provider creates a high-friction, lose-lose scenario across the payment ecosystem.
Merchants Lose
Business ImpactPSP Underwriters Lose
Operational & Risk ImpactHow Prevet App Works
From initial screening to pre-approval in under two minutes.
Enter Business Metrics
Specify industry, incorporation country, settlement currency, processing history, and website URL.
Instant Pre-Flight Audit
Prevet App evaluates your profile against live provider acceptance parameters and highlights any compliance blockers.
Submit Anonymised
Review ranked approval prospects for each PSP, then send an anonymised profile directly to your chosen provider.
Receive Decision
Receive an official invitation to formally apply, or an instant decline notice without impacting your record.
End-to-End Anonymous Prevetting Workflow
Interactive process diagram illustrating how confidential business data is evaluated against 50+ Payment Service Provider (PSP) guidelines.
Designed to eliminate Merchant application declines
Applying to the wrong payment provider often leads to unnecessary rejections and delays. Prevet App tests your profile against live acquirer acceptance parameters beforehand.
Compare your business against underwriting criteria from 50+ specialist Payment Service Providers in under two minutes
Test your business model, MCC category, country of incorporation, monthly processing volume, and trading history against real PSP risk parameters — as well as card payments, many are equipped to board complex verticals, licences and diverse payment methods such as Crypto and local payment APMs.
Website & Document Compliance Analysis
Underwriters reject up to 40% of applications due to missing legal disclosures or site defects. Our AI scanner validates your site policies before underwriters inspect it.
Supported Payment Service Providers
Prevet App evaluates Merchant profiles against leading low-risk, mid-market, and high-risk payment gateways.
Understand Your Risk Tier
Payment Service Providers evaluate merchants across strict risk categories. Explore where your business fits and what acquirers expect.
Standard E-Commerce & Digital SaaS
Low-risk merchants operate in established industries with physical goods or standard SaaS delivery, low chargeback ratios, and clear refund policies. They enjoy fast automated underwriting and competitive interchange pricing.
Typical Industries & Vertical Examples
Underwriter Focus Vector
Key risk factors evaluated by PSP risk committees during pre-flight checks:
Curious which PSPs match your specific metrics?
Test Your Profile Anonymously 🛫* Figures and metrics shown are typical industry illustrations for guidance ONLY.
Building a Multi-PSP Strategy? Prevet Before You Orchestrate
Payment orchestration platforms give you smart routing engine rules — but you still need pre-approved, compatible Payment Service Providers (PSPs) to route transactions to. Prevet App evaluates your profile across 50+ PSPs to help you build your optimal multi-provider stack while minimizing decline risks.
Dynamic Acceptance Parameters Portal
Payment Service Providers (PSPs) can publish real-time risk guidelines, boarding criteria, and supported MCCs to receive pre-screened deal flow. Via the secure Prevet App PSP Portal, or directly via API.
Need an account? Please use the signup form
Frequently Asked Questions
Everything you need to know about Merchant pre-flight checks, PSP matching, and privacy.
Prevet App evaluates your business metrics (volume, country, MCC, processing history) against live provider acceptance parameters using anonymised IDs. Your company name, directors, and contact information are never shared with any Payment Service Provider (PSP) until you explicitly accept an official invitation to apply. We do not sell your information for marketing purposes under any circumstances.
Prevet App is 100% free for Merchants. We charge Payment Service Providers (PSPs) a flat fee for receiving pre-screened Merchant introductions — similar to how search engines and ad networks charge providers for targeted marketing leads — with zero ongoing commissions or transaction markups for Merchants.
No. Prevet App runs pure pre-flight algorithmic matching without performing hard credit checks or submitting formal acquirer filings. Because no decline is registered, your processing reputation remains pristine.
Yes. Prevet App evaluates low-risk, mid-market, and specialised high-risk payment service providers — including acquirers equipped to board licensed verticals, Crypto onramps, nutra, CBD, travel, and diverse alternative payment methods (APMs).
Because providers receive clean, pre-screened deal flow matching their exact acceptance parameters, responses are delivered fast — typically within 24 to 48 hours with an invitation to formally board.
Prevet App includes an AI Compliance Scanner that identifies missing site disclosures (such as Terms & Conditions, Refund Policies, or Billing Descriptors) during pre-flight, giving you actionable recommendations to resolve before underwriters inspect your site.
Prevet App evaluates your profile against specialized high-risk acquirers and recovery payment providers equipped to board Merchants with elevated chargeback ratios or prior terminated Merchant accounts.
Yes. Prevet App enables Merchants to prevet and secure pre-approvals from multiple compatible Payment Service Providers before configuring smart routing rules in their payment orchestration engine.
Prevet App was founded and developed by David Copper, MSc, a full-stack developer and senior payments consultant, supported by a team of industry specialists. David's payment platforms have processed many tens of thousands of Merchant applications across the UK, Europe, and the US, providing the real-world experience behind Prevet's ability to bridge the gap between Merchant readiness and PSP underwriting requirements.
